The ultimate advice
Before the 10 commandments ... THE ultimate advice! Never make a transaction via a computer that could be infected with a virus or a public computer. You might have caught a cookie, key sensor, or other shit that retransmits to you-don't-know-what what you type on your keyboard.Good protection and antivirus suite is the only key to protect yourself.
Think twice also before making a transaction in an Internet cafe or public computer. You do not know if it is well maintained or worse if someone has introduced software for recording what you write.
# 10: HTTPS
To make a transaction on the Web, it must be done on a site offering a secure connection (in https and not in http). The "S" is super important, it is a safety signal. Also, make sure your web browser is up to date. You can check from time to time on their website to make sure.
# 9: Returns and refunds
Take a look at the site's return and refund policy. If the item is defective or broken upon arrival, can you exchange it? How do you get a refund for a purchase? Do you have to reship the package at your expense? Sometimes you have to go to the store to deliver the goods to the merchant at no cost and receive a refund.
# 8: Read!
Take out your glasses and read the fine print!You never read them, on a regular contract ... and even less on the Web. You are looking for the "next" button and do not read a single line of the legal text of the transaction.
Do not think that you will be able to cry in front of the judge saying "I did not know it", because it will be your fault!
Read the exchange and refund conditions before buying. You will avoid unpleasant surprises if there is a glitch with your article.
# 7: Long live the paper!
Print your transactions or create a file for each transaction. You will have the purchase number, time, and date. This could help you in the event of a confrontation with a company, even a non-fraudulent one because we can go back up in the system to find it. And before a judge, the paper is still much more valuable than an "I swear your honor to you".
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For a product purchased from Uncle Sam, if the product is manufactured in the United States, you will only pay GST and QST. For other countries, inquire about the customs rate by contacting 1-800-959-2036. It seems so complex that I asked them if we had a cost grid on the Web and I was told that no ... it's too complicated, it is case by case, by product and by country!
Customs may equal customs clearance fees. In addition to taking a look at customs fees and delivery costs, you also need to know how the customs clearance of good works.
Several large delivery companies offer free paperwork to get your goods across the Canadian border. Please note ... this depends on the type of delivery (basic package or luxury package!). In one case it's free and in the other ... pay for wanting to save!
In addition to saving in customs and delivery costs (it is less far away, therefore, cheaper), you will be able to disembark at the merchant's if ever a problem occurs.
Not easy to cry in the office of the company that fooled you in Texas, but much easier to cry in the office a few kilometers from home!
Several sites will sell your info, share it with partners and you will then receive tons of unwanted emails. Note that the best way to prevent this is to look on the site if it is recognized by the major web security agencies. These sites must guarantee respect for their customers' personal information.
Ask your company for a credit card with a very small limit that you will only use for your online purchases. In case of fraud, it will be reduced and this will simplify everything with your card company. Note that the regulations are on the consumer side and unless you have shown great negligence, you should not go out too much in the event of a mishap.
The best thing to do is to ask your financial institution what their policy is on the internet shopping and shop for another card if it doesn't suit you.
# 6: delivery charges
Read carefully to find out how much you will be charged for delivery and keep in mind that if it is in the United States, it is in American dollars and if it is not far from your home, you could pick up your package to avoid fees. Good sites offer you different packages (fast = more expensive and longer time = cheaper). Whether purchased here or elsewhere in another city, province, or country, you should read about the delivery costs.# 5: Customs
It's fine to pay less for a product bought elsewhere, but in addition to having to validate the exchange rate of our currency, we must look at the side of customs fees.For a product purchased from Uncle Sam, if the product is manufactured in the United States, you will only pay GST and QST. For other countries, inquire about the customs rate by contacting 1-800-959-2036. It seems so complex that I asked them if we had a cost grid on the Web and I was told that no ... it's too complicated, it is case by case, by product and by country!
# 4: Customs again ...
Customs may equal customs clearance fees. In addition to taking a look at customs fees and delivery costs, you also need to know how the customs clearance of good works.
Several large delivery companies offer free paperwork to get your goods across the Canadian border. Please note ... this depends on the type of delivery (basic package or luxury package!). In one case it's free and in the other ... pay for wanting to save!
# 3: Buy local!
In addition to saving in customs and delivery costs (it is less far away, therefore, cheaper), you will be able to disembark at the merchant's if ever a problem occurs.
Not easy to cry in the office of the company that fooled you in Texas, but much easier to cry in the office a few kilometers from home!
# 2: Read again
Read the privacy policies of the site on which you provide personal information during a transaction.Several sites will sell your info, share it with partners and you will then receive tons of unwanted emails. Note that the best way to prevent this is to look on the site if it is recognized by the major web security agencies. These sites must guarantee respect for their customers' personal information.
# 1: Your credit card
Ask your company for a credit card with a very small limit that you will only use for your online purchases. In case of fraud, it will be reduced and this will simplify everything with your card company. Note that the regulations are on the consumer side and unless you have shown great negligence, you should not go out too much in the event of a mishap.
The best thing to do is to ask your financial institution what their policy is on the internet shopping and shop for another card if it doesn't suit you.
Also, some sites will offer to save your credit card number to save you time during your next purchase. It is preferable not to use this function: if your profile or the site is a victim of hacking, your banking information will not be affected.
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